Funding Smarter. Closing Faster.

Private loans up to $150M for real estate investors & developers.

Who We Are

411 Capital Lender is a direct private lending firm providing fast, reliable financing solutions for real estate investors and developers. Our mission is to simplify the lending process and deliver results with speed, clarity, and confidence.

With in-house lending up to $20 million and access to a trusted network reaching $150 million, we’re built to move fast, structure smart, and fund deals others can’t.

Your Capital. Your Move.

We don’t just lend money—we unlock momentum.

Close fast. Keep momentum.

We underwrite the asset, not your life.

We fund the full vision—buy, build, sell.

From blueprint to skyline.

Unlock your equity. Redeploy your wins.

Your last call before the door shuts.

Why 411 Capital

In-house lending up to $20M

Direct funding with streamlined approvals, giving you faster access to capital with fewer points of failure.

Trusted network to $150M

Access to capital at every scale, ensuring you never outgrow our capacity to fund your vision.

Fast, flexible terms

Closing in as little as 5-10 days, with interest-only payments and customized structures to fit your timeline.

Creative structures

Custom solutions for complex deals, turning challenging scenarios into funded projects through innovative approaches.

Direct, No Red Tape

Streamlined process with direct access to decision-makers for faster approvals.

Our Proces

1

Apply

Submit your application with basic information about your funding needs

2

Approval

Fast review of your application with competitive terms

3

Funding

Receive your funds quickly, often within 24 hours of approval

Loan Products

Tailored financial solutions for your specific needs

Short-term funding solutions for immediate capital needs.
Growth funding with flexible terms for your business needs.
Quick cash with hassle-free approvals for personal growth.
Expand your business properties with flexible commercial financing.
Long-term financing solutions for buy-and-hold real estate investors.
Fast cash for property rehab and flipping projects with competitive terms.

Success Stories

Transforming investments with smart lending

Featured Case Studies

Historic Building Renovation

Before
After

Loan: $1.2M Fix & Flip
ROI: 32% in 8 months

Multi-Family Acquisition

Before
After

Loan: $3.5M Rental Property
Cash Flow: 22% increase

Business Expansion

Before
After

Loan: $850K Business Loan
Revenue Growth: 45% in 12 months

Resources & Tools

Educate yourself for smarter investments

Latest Insights

Market Trends: 2025 Real Estate Forecast

Executive Summary The real estate market in 2025 continues to evolve, presenting both challenges and opportunities for investors. Our analysis

Financing Strategies for Fix & Flip Success

Introduction The fix and flip market remains a compelling investment strategy in 2025, but success requires more sophisticated approaches than

Business Financing: Beyond Traditional Banks

Introduction The business financing landscape has undergone a remarkable transformation in recent years. As traditional banks continue to implement stringent

Loan Calculator

Estimate your monthly payments and see how different loan terms affect your investment.

Estimated Monthly Payment
$0.00

FAQs

How quickly can I get approved for a loan?

Most applications receive initial approval within 24-48 hours, with funding available as quickly as 1-3 business days after approval.

What documents do I need to apply?

Required documentation varies by loan type, but typically includes property details, financial statements, and investment plans. Our team will guide you through the process.

What are your minimum credit requirements?

We evaluate each application holistically. While credit is considered, we also focus on the property value, exit strategy, and overall investment merit.

Do you provide loans nationwide?

Yes, 411 Capital Lending offers financing solutions in all 50 states, with specialized expertise in major urban markets.

 

Let's talk about your next deal.

Whether it’s a time-sensitive closing, a value-add flip, or a construction project from the ground up—411 Capital Lender is your strategic capital partner.